Terms of Service

Agreement to Terms

By accessing or using our website, purchasing our products, or downloading any digital content from The 30-Day Zero-Spend Reset Challenge and The Zero-Spend Accelerator Vault, you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use our Services. We reserve the right to modify these terms at any time.

Purchases & Payments

All prices are listed in US Dollars. Payment must be received before digital products are delivered. We use trusted third-party payment processors. We do not store your full credit card information. All our products are digital downloads delivered electronically. No physical products will be shipped. Upon successful payment, you will receive download instructions via email.

Intellectual Property

All content included in our products and on our website is the property of Fathay S. and is protected by United States and international copyright, trademark, and other intellectual property laws. The Zero-Spend Accelerator Vault™ and The 30-Day Zero-Spend Reset Challenge™ are trademarks of Fathay S.

You are granted a limited, non-exclusive, non-transferable license to use our digital products for your personal use only. This license does not include: resale, redistribution, sharing with third parties, creation of derivative works, or use for training/coaching purposes.

Refund Policy

We offer a 30-Day Money-Back Guarantee. If you are not satisfied with your purchase, you may request a full refund within 30 days of your purchase date. To request a refund, contact us at valueablebooks@yahoo.com with your order details. Refunds will be processed to the original payment method within 5-10 business days. No refunds will be issued after 30 days from the date of purchase.

Prohibited Conduct

You agree not to: use our Services for any unlawful purpose, attempt to gain unauthorized access to our systems, interfere with our Services, upload viruses or malicious code, harvest contact information without consent, impersonate any person or entity, or share/resell/redistribute any of our digital products. We reserve the right to terminate your access immediately for any violation.

Limitation of Liability

To the fullest extent permitted by law, Fathay S. shall not be liable for any indirect, incidental, special, consequential, or punitive damages. Our total liability shall not exceed the amount you paid us during the twelve months preceding the event giving rise to liability. The financial information provided is for educational purposes only and does not constitute professional financial advice.

Contact Information

If you have any questions about these Terms of Service, please contact us at valueablebooks@yahoo.com.